1. YOUR RESPONSIBILITIES
Rental customers or “lessees” are generally responsible for ALL COSTS AND EXPENSES ARISING IN CONNECTION WITH ANY DAMAGE TO OR DESTRUCTION OF RENTED ITEM(S) regardless of whether the rental customer or lessee was at fault. This can amount to thousands of dollars in additional expense, even for rental customers who maintain insurance (e.g., for deductibles, coverage limits, exclusions, etc.).
2. WHAT IS RPP?
All Choice Rentals Ltd. Limited Physical Rental Protection Plan (“RPP”) is an OPTIONAL program that ENABLES OUR CUSTOMERS TO LIMIT THEIR EXPOSURE TO MANY CLAIMS for physical damage to or destruction of “Covered Item(s)” when a covered loss occurs through no fault of the customer.
RPP IS NOT INSURANCE, NOR IS IT A WARRANTY.
3. WHAT DOES RPP COST?
The fee for RPP is the percentage (of the Rent) charged for RPP set forth on your Rental contract solely with respect to Covered Item(s). No RPP Fee is applied to purchases, delivery charges, fuel, or tax. All RPP fees are non-refundable.
4. HOW DOES RPP WORK & WHAT DOES IT COVER?
In exchange for your purchase of RPP, All Choice Rentals Ltd. agrees to waive its claims against you and your company for a portion of the charges identified in this Rental Protection Plan Guide with respect to Covered Item(s), enabling you to spend your valuable time and money on your business.
5. THE VALUE OF RPP:
Our Rental Protection Plan enables you to avoid costly downtime and expensive repairs and/or replacements by:
- Covering:
- Repair/Replacement Costs: The cost of repairing and/or replacing Covered Item(s) which suffer physical damage during your rental (subject to the limitations set forth in rental agreement.); AND
- Rental Charges: 100% of the Rent that would otherwise be due under your Rental Contract during the period in which the Covered Item(s) is/are being repaired or replaced (as applicable); AND
- Certain Other Costs: 100% of the following charges that would normally be due under your Rental Contract: late fees, transportation and storage fees and interest; AND
- Enabling You to Avoid Costly Insurance Claims and Premium Increases: Costly insurance premium increases are avoided because customers are not forced to file claims on their own insurance policies (increasing their “loss histories”).
6. WHAT IS NOT COVERED?
The following is a summary of what RPP will not cover:
- Any Item(s) with respect to which you do not pay the RPP Fee.
- Deductible” equal to 10% of the total of all “Repair/Replacement Costs”
- Intentional abuse, improper use, negligence, and neglect.
- Violation of your Rental Contract, applicable laws or any instructions provided by ACR and/or any owner(s) or manufacturer(s) of Covered Item(s);
- Use of Alcohol and/or Drugs; and
- Exposure to Hazardous Materials; Pollutants and/or Contaminants.
- Damages exceeding $100,000.00 CAD.
7. HOW DO I USE RPP?
If the covered Item is damaged or destroyed during your rental, you must advise us of the date, time and suspected cause of the Event of Loss in writing within 24 hours. In the event of a reportable accident or vandalism, you must also properly complete and file a police report with local authorities. A copy of the police report must be provided to us within 48 hours after the Event of Loss. You will be 100% responsible for any Event of Loss which is not covered by RPP (e.g., for any Rented Item(s) which you elected not to cover and for Covered Item(s) with respect to which any exclusion(s) referenced in this Rental Protection Plan applies.
8. HOW CAN I AVOID PAYING FOR RPP?
RPP is not mandatory. If you wish to decline RPP, you must provide us with proof of insurance. NO RPP COVERAGE WILL APPLY TO ANY ITEM(S) FOR WHICH YOU DO NOT PAY THE APPLICABLE RPP FEE (WHICH, IF CHARGED, WILL BE SET FORTH IN YOUR RENTAL CONTRACT).